ZIP 23420 Foreclosure, Tax-Lien & Distress Report

Accomack County, Virginia's ZIP 23420 registers 22/100 composite distress, which DLRadar reads as low. The pressure is most legible in construction/permit lag (57/100), structural risk (50/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (12/100) register low. Environmental exposure also runs high (climate & FEMA risk (77/100), flood (NFIP) exposure (65/100)). Structural risk reads 50/100 against active distress of 4/100.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 13% have a four-year degree. 69% of housing is owner-occupied. 11.6% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 27/100. There are about 1,153 housing units across 23420. Population is roughly 2,686 with a median age of 50. Median household income is $53,883, below the U.S. median near $78,000. The vacancy rate is 16.2% — elevated. Around 20% of renters are cost-burdened. A median home runs $158,400 here, or 2.6 times local income.

On the whole, 23420 leans distressed, with opportunity clustered in specific stressed parcels. 23420 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 23420 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 23420 can be compared directly against any other ZIP in Accomack County, Virginia or nationwide. Nothing here is interpolated — where a source is thin for 23420, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 22/100 figure for 23420 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 23420 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.