ZIP 23661 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 23661 (Hampton County, Virginia) returns a low composite of 23/100. Structural risk reads 55/100 against active distress of 2/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100), climate & FEMA risk (64/100). Leading the profile are construction/permit lag (86/100), structural risk (55/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100).

The market reads peak — home values rose 3.4% year on year, and 17% higher over three years (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 70% owner-occupied to 30% rented. Roughly 11.1% live below the poverty line. Home values center near $220,500, an affordability ratio of 3.0× — accessible. The demographic-stress sub-score lands at 31/100. Population is roughly 14,141 with a median age of 43. Educational attainment sits at 26% bachelor's-or-above. The vacancy rate is 10.4%. The ZIP holds roughly 6,879 housing units. At $66,760, median income runs below typical U.S. levels. Rent burden reaches 52% of tenant households.

Overall, 23661 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 23661's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 23661, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

23661's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 23661 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.