ZIP 24012 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 24012 in Roanoke County, Virginia comes in at 20, a low composite-distress reading. What sets it apart are the readings on institutional ownership (50/100), structural risk (44/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (75/100), FEMA disaster exposure (62/100). On the structural side it scores 44/100, with 6/100 of stress already active.

The market reads peak — home values rose 3.1% year on year, and 23% higher over three years (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $51,002, below the U.S. median near $78,000. Vacancy runs 8.2%. Home values center near $184,400, an affordability ratio of 3.5× — accessible. Around 51% of renters are cost-burdened. The ZIP holds roughly 13,788 housing units. About 24% have a four-year degree. Roughly 20.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The demographic-stress sub-score lands at 36/100. Population is roughly 28,734 with a median age of 40. The tenure split is 55% owner-occupied to 45% rented.

Net-net, 24012 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 24012's 20/100 can be lined up against any neighbor in Roanoke County, Virginia or any ZIP coast to coast. Sparse data for 24012 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 20/100 for 24012 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 24012 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.