ZIP 24124 Foreclosure, Tax-Lien & Distress Report

In Giles County, Virginia, ZIP 24124 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. What sets it apart are the readings on institutional ownership (67/100), construction/permit lag (60/100), structural risk (55/100). By contrast, mortgage stress (26/100) register low. The split runs 55/100 structural to 8/100 active on the ground. Environmental exposure also runs high (FEMA disaster exposure (89/100), flood (NFIP) exposure (86/100)).

The market reads expansion — home values rose 5.5% year on year, and 28% higher over three years (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

On demographic stress specifically, 24124 scores 21/100. 8.9% of residents fall below the poverty threshold. Around 3% of renters are cost-burdened. The ZIP holds roughly 1,997 housing units. Median household income is $60,960, below the U.S. median near $78,000. 4,177 residents call 24124 home, typically aged 38. Home values center near $116,500, an affordability ratio of 1.9× — accessible. Vacancy runs 20.2%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 19% bachelor's-or-above. 82% of housing is owner-occupied.

Taken together, 24124 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 24124 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 24124 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 24124 reflects the current record instead of a stale or modeled snapshot.

Behind 24124's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 24124 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.