ZIP 25040 Foreclosure, Tax-Lien & Distress Report
Fayette County, West Virginia · High Vacancy market
In Fayette County, West Virginia, ZIP 25040 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (64/100). The latent-versus-live split is 53/100 structural and 0/100 already moving. Its standout signals are construction/permit lag (67/100), structural risk (53/100), institutional ownership (36/100). By contrast, institutional ownership (36/100) register low.
The market reads expansion — home values rose 9.6% year on year, at 100/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Households earn a median $93,061 — above the roughly $78,000 national figure. Roughly 26.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 83% of renters are cost-burdened. 69% of housing is owner-occupied. A median home runs $96,400 here, or 1.1 times local income. On demographic stress specifically, 25040 scores 34/100. Around 32% of adults hold a bachelor's degree or higher. The ZIP holds roughly 270 housing units. The vacancy rate is 17.3% — elevated. 583 residents call 25040 home, typically aged 38.
Net-net, 25040 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 25040 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 25040 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 25040 reflects the current record instead of a stale or modeled snapshot.
Each component behind 25040 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. Practically, 25040 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 25040
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 25040 distress snapshot
The live 25040 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across Fayette County
Explore related distress reports
Related ZIP, county and statewide reads linked to Fayette County, West Virginia.
Unlock the full ZIP 25040 acquisition report
See who owns each distressed property in 25040, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology