ZIP 25108 Foreclosure, Tax-Lien & Distress Report

Boone County, West Virginia's ZIP 25108 registers 30/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (flood (NFIP) exposure (81/100), FEMA disaster exposure (77/100), climate & FEMA risk (64/100)). The sharpest non-environmental signals are structural risk (67/100), construction/permit lag (64/100), institutional ownership (59/100). By contrast, mortgage stress (25/100) register low. The split runs 67/100 structural to 7/100 active on the ground.

Prices here sit in a expansion phase: values rose 9.2% over the trailing year (phase confidence 85/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The demographic-stress sub-score lands at 39/100. Around 9% of adults hold a bachelor's degree or higher. The tenure split is 100% owner-occupied to 0% rented. Vacancy runs 31.4%, above the national norm and a classic distress-and-opportunity signal. At $58,611, median income runs below typical U.S. levels. The ZIP holds roughly 298 housing units. 6.8% of residents fall below the poverty threshold. About 607 people live here, median age 46. The typical home is worth about $180,500 (3.0× income, relatively affordable).

Net-net, 25108 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 25108 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 25108 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 25108 can be compared directly against any other ZIP in Boone County, West Virginia or nationwide. Sparse data for 25108 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 25108's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 25108 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.