ZIP 25820 Foreclosure, Tax-Lien & Distress Report
Mercer County, West Virginia · High Vacancy market
ZIP code 25820 in Mercer County, West Virginia carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: institutional ownership (59/100), structural risk (51/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), FEMA disaster exposure (71/100), climate & FEMA risk (61/100). Latent structural risk is 51/100 while live distress already moving reads 7/100.
The expansion-phase market in 25820 posted values that rose 6.0% over the year (phase confidence 44/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Population is roughly 495 with a median age of 41. Owners hold 100% of homes, renters 0%. Roughly 16.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Educational attainment sits at 27% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 27/100. Median household income is $93,289, above the U.S. median near $78,000. The ZIP holds roughly 274 housing units. Vacancy runs 12.4%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $320,500 (3.5× income, relatively affordable).
Net-net, 25820 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 25820 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 25820 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 25820 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 23/100 for 25820 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 25820 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 25820 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 25820 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 25820, drawn from the same report attached to each property.
Other Mercer County ZIP codes
More distress data near 25820
Other reports tied to Mercer County, West Virginia — ZIP, county and statewide.
Get the full acquisition report for 25820
Open 25820 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology