ZIP 25820 Foreclosure, Tax-Lien & Distress Report
Mercer County, West Virginia · High Vacancy market
ZIP code 25820 in Mercer County, West Virginia carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic distress index. Its heaviest discrete signals: institutional ownership (57/100), structural risk (50/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (92/100), FEMA disaster exposure (68/100), climate & FEMA risk (61/100). Latent structural risk is 50/100 while live distress already moving reads 7/100.
The expansion-phase market in 25820 posted values that rose 6.0% over the year (phase confidence 44/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Population is roughly 495 with a median age of 41. Owners hold 100% of homes, renters 0%. Roughly 16.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Educational attainment sits at 27% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 38/100. Median household income is $93,289, above the U.S. median near $78,000. The ZIP holds roughly 274 housing units. Vacancy runs 12.4%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $320,500 (3.5× income, relatively affordable).
Net-net, 25820 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 25820 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 25820 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 25820 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 23/100 for 25820 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 25820 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 25820 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 25820 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 25820, drawn from the same report attached to each property.
Other Mercer County ZIP codes
Nearest ZIP codes to 25820
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 25820
Other reports tied to Mercer County, West Virginia — ZIP, county and statewide.
Get the full acquisition report for 25820
Open 25820 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology