ZIP 25820 Property Distress & Foreclosure Data

In Mercer County, West Virginia, ZIP 25820 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (75/100), structural risk (70/100), institutional ownership (59/100). By contrast, mortgage stress (24/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), FEMA disaster exposure (71/100), climate & FEMA risk (61/100). The latent-versus-live split is 70/100 structural and 7/100 already moving.

The market reads peak — home values rose 4.7% year on year (phase confidence 37/100). Topping markets hide individual distress behind strong averages.

About 495 people live here, median age 41. The tenure split is 100% owner-occupied to 0% rented. Roughly 16.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 27% have a four-year degree. On demographic stress specifically, 25820 scores 27/100. Households earn a median $93,289 — above the roughly $78,000 national figure. The ZIP holds roughly 274 housing units. The vacancy rate is 12.4% — elevated. A median home runs $320,500 here, or 3.5 times local income.

Net-net, 25820 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.