ZIP 26038 Foreclosure, Tax-Lien & Distress Report

In Marshall County, West Virginia, ZIP 26038 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Leading the profile are construction/permit lag (100/100), structural risk (74/100), institutional ownership (67/100). On the quiet end sit mortgage stress (26/100). Structural exposure scores 74 and live distress 8 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (77/100), FEMA disaster exposure (65/100).

The market reads contraction — home values held roughly flat year on year, and 16% higher over three years, at 42/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Roughly 4.3% live below the poverty line, a low share typical of higher-equity areas. Around 31% of renters are cost-burdened. Educational attainment sits at 40% bachelor's-or-above. The typical home is worth about $207,500 (2.3× income, relatively affordable). The tenure split is 91% owner-occupied to 9% rented. About 2,926 people live here, median age 47. The demographic-stress sub-score lands at 20/100. The vacancy rate is 2.6%. At $88,409, median income runs above typical U.S. levels. There are about 1,277 housing units across 26038.

Taken together, 26038 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 26038 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 26038 read uses the identical public-record model applied coast to coast, which means its 32/100 score means exactly what it means anywhere else, and 26038 stays directly comparable to neighboring ZIPs and the rest of Marshall County, West Virginia. Where the public record is thin for 26038, the field stays empty rather than modeled, and fills in as new documents post.

Behind 26038's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 26038 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.