ZIP 26201 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 26201 (Upshur County, West Virginia) returns a low composite of 26/100. The sharpest non-environmental signals are construction/permit lag (95/100), structural risk (60/100), institutional ownership (41/100). mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (70/100). Latent structural risk is 60/100 while live distress already moving reads 3/100.

The market reads expansion — home values rose 8.0% year on year, and 22% higher over three years (phase confidence 57/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $51,597 — below the roughly $78,000 national figure. The typical home is worth about $174,100 (3.1× income, relatively affordable). About 19% have a four-year degree. The ZIP holds roughly 8,720 housing units. The vacancy rate is 10.9%. On demographic stress specifically, 26201 scores 31/100. The poverty rate is 18.3% — high, a tax-stress and distress correlate. The tenure split is 77% owner-occupied to 23% rented. Rent burden reaches 39% of tenant households. 19,020 residents call 26201 home, typically aged 43.

Net-net, 26201 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 26201 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 26201 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 26201, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 figure for 26201 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 26201 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.