ZIP 26431 Property Distress & Foreclosure Data

ZIP code 26431 in Harrison County, West Virginia carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (75/100), climate & FEMA risk (71/100). What sets it apart are the readings on institutional ownership (48/100), structural risk (48/100), mortgage stress (20/100). mortgage stress (20/100) stay muted. Structural risk reads 48/100 against active distress of 6/100.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, at 37/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 71% of homes, renters 29%. Home values center near $149,900, an affordability ratio of 2.6× — accessible. Median household income is $53,803, below the U.S. median near $78,000. 10.7% of residents fall below the poverty threshold. 5,899 residents call 26431 home, typically aged 42. Rent burden reaches 36% of tenant households. Vacancy runs 12.4%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 16% bachelor's-or-above. There are about 2,655 housing units across 26431. DLRadar's demographic-stress index for the area reads 29/100.

Taken together, 26431 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.