ZIP 26638 Foreclosure, Tax-Lien & Distress Report
Gilmer County, West Virginia · High Poverty market
ZIP code 26638 in Gilmer County, West Virginia carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic distress index. On the structural side it scores 40/100, with 5/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (40/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (17/100) stay muted.
The market reads expansion — home values rose 8.0% year on year, at 57/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Educational attainment sits at 20% bachelor's-or-above. The poverty rate is 22.8% — high, a tax-stress and distress correlate. Owners hold 87% of homes, renters 13%. There are about 37 housing units across 26638. Population is roughly 307 with a median age of 54. Vacancy runs 0.0%. Home values center near $112,500, an affordability ratio of 0.6× — accessible. On demographic stress specifically, 26638 scores 32/100. Households earn a median $92,083 — above the roughly $78,000 national figure.
On the whole, 26638 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 26638 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 26638 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 26638 can be compared directly against any other ZIP in Gilmer County, West Virginia or nationwide. Where the record is thin for 26638, the field stays empty rather than modeled, and fills in as new documents post.
26638's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 26638 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 26638
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 26638 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 26638, the same set carried on every parcel.
Nearby ZIPs in Gilmer County
Nearest ZIP codes to 26638
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Gilmer County, West Virginia
Related ZIP, county and statewide reads linked to Gilmer County, West Virginia.
Get the full acquisition report for 26638
See who owns each distressed property in 26638, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology