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ZIP 26804 Foreclosure, Tax-Lien & Distress Report

Pendleton County, West Virginia · High Vacancy market

In Pendleton County, West Virginia, ZIP 26804 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. The split runs 44/100 structural to 4/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (79/100). Its standout signals are construction/permit lag (74/100), structural risk (44/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (14/100) stay muted.

The expansion-phase market in 26804 posted values that rose 8.0% over the year, at 57/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

537 residents call 26804 home, typically aged 52. There are about 289 housing units across 26804. Home values center near $99,400, an affordability ratio of 4.0× — accessible. The vacancy rate is 34.4% — elevated. Rent burden reaches 0% of tenant households. Around 17% of adults hold a bachelor's degree or higher. The tenure split is 80% owner-occupied to 20% rented. DLRadar's demographic-stress index for the area reads 34/100. 34.3% of residents fall below the poverty threshold. Households earn a median $38,875 — below the roughly $78,000 national figure.

On the whole, 26804 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 26804 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 26804's 18/100 can be lined up against any neighbor in Pendleton County, West Virginia or any ZIP coast to coast. Sparse data for 26804 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 18/100 for 26804 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 26804 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

18/100
Composite stress
44/100
Structural risk
4/100
Distress activity

What is driving ZIP 26804’s distress

Foreclosure activity0
Mortgage stress14
Climate / FEMA risk32
Another 9 scored dimensions sit behind 26804

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 26804 Stress Report snapshot

26804 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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