ZIP 29138 Foreclosure, Tax-Lien & Distress Report

In Saluda County, South Carolina, ZIP 29138 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (95/100). Latent structural risk is 40/100 while live distress already moving reads 6/100. The most distinctive pressure shows up in institutional ownership (51/100), structural risk (40/100), construction/permit lag (38/100). By contrast, construction/permit lag (38/100) and mortgage stress (21/100) register low.

The peak-phase market in 29138 posted values that rose 3.6% over the year, and 49% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $45,410, below the U.S. median near $78,000. The typical home is worth about $136,100 (2.5× income, relatively affordable). The poverty rate is 22.3% — high, a tax-stress and distress correlate. Around 16% of adults hold a bachelor's degree or higher. The ZIP holds roughly 4,541 housing units. The vacancy rate is 16.5% — elevated. DLRadar's demographic-stress index for the area reads 32/100. Owners hold 71% of homes, renters 29%. Rent burden reaches 43% of tenant households. 9,641 residents call 29138 home, typically aged 39.

Net-net, 29138 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 29138 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 29138 runs through one identical public-record model, so its 19/100 sits on the same scale as every other ZIP in Saluda County, South Carolina and the nation. Where the public record is thin for 29138, the field stays empty rather than modeled, and fills in as new documents post.

The 19/100 figure for 29138 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 29138 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.