ZIP 29138 Property Distress & Foreclosure Data

DLRadar grades ZIP 29138 (Saluda County, South Carolina) at a low 18/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (92/100). The latent-versus-live split is 38/100 structural and 6/100 already moving. Property-level stress concentrates in institutional ownership (50/100), structural risk (38/100), construction/permit lag (31/100). By contrast, construction/permit lag (31/100) and mortgage stress (21/100) register low.

The market reads peak — home values rose 3.3% year on year, and 49% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.

Median household income is $45,410, below the U.S. median near $78,000. Home values center near $136,100, an affordability ratio of 2.5× — accessible. 22.3% of residents fall below the poverty threshold. Educational attainment sits at 16% bachelor's-or-above. The ZIP holds roughly 4,541 housing units. The vacancy rate is 16.5% — elevated. DLRadar's demographic-stress index for the area reads 32/100. Owners hold 71% of homes, renters 29%. Around 43% of renters are cost-burdened. About 9,641 people live here, median age 39.

Net-net, 29138 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.