ZIP 29645 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 29645 (Laurens County, South Carolina) returns a moderate composite of 30/100. Structural exposure scores 65 and live distress 8 on the 0–100 scale. Climate and flood risk are elevated too — FEMA disaster exposure (95/100), flood (NFIP) exposure (86/100), climate & FEMA risk (73/100). Property-level stress concentrates in institutional ownership (70/100), structural risk (65/100), mortgage stress (27/100). mortgage stress (27/100) and construction/permit lag (27/100) stay muted.

The market reads peak — home values rose 3.2% year on year, and 20% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 79% owner-occupied to 21% rented. There are about 4,999 housing units across 29645. 16.8% of residents fall below the poverty threshold. The vacancy rate is 11.2%. About 11,212 people live here, median age 44. About 15% have a four-year degree. On demographic stress specifically, 29645 scores 29/100. At $59,643, median income runs below typical U.S. levels. Home values center near $173,000, an affordability ratio of 2.7× — accessible. Around 35% of renters are cost-burdened.

Net-net, 29645 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 29645 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 29645 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 29645 stays directly comparable to neighboring ZIPs and the rest of Laurens County, South Carolina. Nothing here is interpolated — where a source is thin for 29645, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

29645's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 29645 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.