ZIP 29845 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 29845 (Mccormick County, South Carolina) returns a low composite of 23/100. On the structural side it scores 54/100, with 8/100 of stress already active. Its standout signals are construction/permit lag (69/100), institutional ownership (68/100), structural risk (54/100). On the quiet end sit mortgage stress (28/100). Climate and flood risk are elevated too — FEMA disaster exposure (95/100), flood (NFIP) exposure (75/100).

The expansion-phase market in 29845 posted values that rose 6.3% over the year (phase confidence 46/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $110,400 (1.6× income, relatively affordable). Households earn a median $57,100 — below the roughly $78,000 national figure. About 1,127 people live here, median age 55. About 18% have a four-year degree. The tenure split is 79% owner-occupied to 21% rented. The vacancy rate is 31.7% — elevated. Around 18% of renters are cost-burdened. Roughly 14.9% live below the poverty line. The ZIP holds roughly 700 housing units. On demographic stress specifically, 29845 scores 24/100.

On the whole, 29845 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 29845 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 29845's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 29845 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 29845's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 29845 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.