ZIP 30105 Property Distress & Foreclosure Data

Composite property distress in 30105 (Floyd County, Georgia) lands at 29/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (75/100), FEMA disaster exposure (73/100), flood (NFIP) exposure (63/100)). On the structural side it scores 64/100, with 6/100 of stress already active. The sharpest non-environmental signals are structural risk (64/100), construction/permit lag (57/100), institutional ownership (53/100). On the quiet end sit mortgage stress (21/100).

The peak-phase market in 30105 posted values that held roughly flat over the year, 3.0% off the recent peak, and 4% higher over three years (phase confidence 66/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The demographic-stress sub-score lands at 30/100. The poverty rate is 10.4%. The ZIP holds roughly 960 housing units. Around 35% of renters are cost-burdened. Around 23% of adults hold a bachelor's degree or higher. The typical home is worth about $328,700 (3.5× income, relatively affordable). At $80,125, median income runs near typical U.S. levels. The vacancy rate is 8.3%. Population is roughly 2,345 with a median age of 54. 73% of housing is owner-occupied.

On balance 30105 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.