ZIP 30105 Foreclosure, Tax-Lien & Distress Report

Floyd County, Georgia's ZIP 30105 registers 26/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (FEMA disaster exposure (88/100), climate & FEMA risk (75/100), flood (NFIP) exposure (62/100)). Latent structural risk is 56/100 while live distress already moving reads 6/100. Its standout signals are institutional ownership (61/100), structural risk (56/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100) and construction/permit lag (12/100).

The market reads contraction — home values fell 1.6% year on year, 3.6% off the recent peak, and 4% higher over three years (phase confidence 57/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The demographic-stress sub-score lands at 30/100. 10.4% of residents fall below the poverty threshold. There are about 960 housing units across 30105. Rent burden reaches 35% of tenant households. Educational attainment sits at 23% bachelor's-or-above. Home values center near $328,700, an affordability ratio of 3.5× — accessible. Median household income is $80,125, near the U.S. median near $78,000. Vacancy runs 8.3%. About 2,345 people live here, median age 54. Owners hold 73% of homes, renters 27%.

Net-net, 30105 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 30105 at the moment; the composite and its components are still built from verifiable records.

Whether 30105 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 30105 can be compared directly against any other ZIP in Floyd County, Georgia or nationwide. Where the record is thin for 30105, the field stays empty rather than modeled, and fills in as new documents post.

30105's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 30105 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.