ZIP 30634 Property Distress & Foreclosure Data

ZIP code 30634 in Elbert County, Georgia carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. Structural risk reads 28/100 against active distress of 6/100. What sets it apart are the readings on institutional ownership (50/100), structural risk (28/100), mortgage stress (20/100). structural risk (28/100) and mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (93/100).

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 68% higher over three years, at 30/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 977 housing units across 30634. Median household income is $54,295, below the U.S. median near $78,000. Home values center near $118,300, an affordability ratio of 2.8× — accessible. Owners hold 71% of homes, renters 29%. Vacancy runs 19.7%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 33/100. Educational attainment sits at 7% bachelor's-or-above. 9.3% of residents fall below the poverty threshold. 2,072 residents call 30634 home, typically aged 40. Rent burden reaches 49% of tenant households.

Taken together, 30634 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.