ZIP 30635 Property Distress & Foreclosure Data

In Elbert County, Georgia, ZIP 30635 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are institutional ownership (50/100), structural risk (27/100), mortgage stress (20/100). By contrast, structural risk (27/100) and mortgage stress (20/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (93/100). The latent-versus-live split is 27/100 structural and 6/100 already moving.

The market reads peak — home values rose 4.0% year on year, and 18% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

Households earn a median $45,368 — below the roughly $78,000 national figure. Around 36% of renters are cost-burdened. Roughly 23.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 69% owner-occupied to 31% rented. The vacancy rate is 12.1% — elevated. A median home runs $153,300 here, or 2.6 times local income. The ZIP holds roughly 7,479 housing units. On demographic stress specifically, 30635 scores 31/100. About 17% have a four-year degree. About 15,107 people live here, median age 44.

Net-net, 30635 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.