ZIP 30635 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 30635 (Elbert County, Georgia) at a low 16/100 for overall property distress. The pressure is most legible in institutional ownership (49/100), structural risk (34/100), construction/permit lag (29/100). By contrast, construction/permit lag (29/100) and mortgage stress (20/100) register low. Environmental exposure also runs high (FEMA disaster exposure (91/100)). Structural exposure scores 34 and live distress 6 on the 0–100 scale.

The market reads peak — home values rose 2.5% year on year, and 18% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $45,368, below the U.S. median near $78,000. Around 36% of renters are cost-burdened. The poverty rate is 23.3% — high, a tax-stress and distress correlate. Owners hold 69% of homes, renters 31%. The vacancy rate is 12.1% — elevated. The typical home is worth about $153,300 (2.6× income, relatively affordable). There are about 7,479 housing units across 30635. On demographic stress specifically, 30635 scores 31/100. Around 17% of adults hold a bachelor's degree or higher. About 15,107 people live here, median age 44.

Net-net, 30635 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 30635 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 30635 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 30635 shows as blanks, never estimates, and the score updates on every fresh public filing.

30635's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 30635 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.