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Where stress is building, how the cycle is turning, and what is live now.

ZIP 31002 Foreclosure, Tax-Lien & Distress Report

Emanuel County, Georgia · High Vacancy market

ZIP code 31002 in Emanuel County, Georgia carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 59/100 while live distress already moving reads 7/100. Climate and flood risk are elevated too — FEMA disaster exposure (95/100). Property-level stress concentrates in construction/permit lag (94/100), institutional ownership (59/100), structural risk (59/100). mortgage stress (24/100) stay muted.

The peak-phase market in 31002 posted values that rose 1.9% over the year (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 16.2% — elevated. The typical home is worth about $112,600 (1.9× income, relatively affordable). The tenure split is 69% owner-occupied to 31% rented. On demographic stress specifically, 31002 scores 26/100. There are about 1,362 housing units across 31002. At $60,168, median income runs below typical U.S. levels. 2,679 residents call 31002 home, typically aged 44. Around 26% of renters are cost-burdened. The poverty rate is 9.7%. Educational attainment sits at 11% bachelor's-or-above.

Taken together, 31002 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 31002 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 31002 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 31002, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 31002's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 31002 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

26/100
Composite stress
59/100
Structural risk
7/100
Distress activity

What is driving ZIP 31002’s distress

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk28
9 further distress layers are graded for 31002

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 31002 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 31002, the same set carried on every parcel.

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Adjacent Emanuel County ZIP reports

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