ZIP 31055 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 31055 (Telfair County, Georgia) at a minimal 13/100 for overall property distress. Structurally it carries 25/100, against 7/100 of stress already in motion. Environmental exposure also runs high (FEMA disaster exposure (95/100)). The pressure is most legible in institutional ownership (51/100), structural risk (25/100), mortgage stress (24/100). By contrast, structural risk (25/100) and mortgage stress (24/100) register low.

The peak-phase market in 31055 posted values that rose 2.5% over the year (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

68% of housing is owner-occupied. Around 61% of renters are cost-burdened. The typical home is worth about $143,100 (2.8× income, relatively affordable). Educational attainment sits at 13% bachelor's-or-above. 5,871 residents call 31055 home, typically aged 36. The ZIP holds roughly 1,980 housing units. At $50,394, median income runs below typical U.S. levels. 41.7% of residents fall below the poverty threshold. Vacancy runs 34.5%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 31055 scores 43/100.

Net-net, 31055 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 31055 at the moment; the composite and its components are still built from verifiable public records.

The 31055 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 31055 stays directly comparable to neighboring ZIPs and the rest of Telfair County, Georgia. Every figure is auditable to a public dataset and refreshed on ingest; 31055 shows blanks, not estimates, wherever the record is sparse.

The 13/100 figure for 31055 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 31055 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.