ZIP 31544 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 31544 (Telfair County, Georgia) at a minimal 13/100 for overall property distress. The most distinctive pressure shows up in institutional ownership (51/100), structural risk (25/100), mortgage stress (24/100). On the quiet end sit structural risk (25/100) and mortgage stress (24/100). Environmental exposure also runs high (FEMA disaster exposure (95/100)). Structural risk reads 25/100 against active distress of 7/100.

The peak-phase market in 31544 posted values that rose 2.5% over the year (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 226 housing units. Around 6% of adults hold a bachelor's degree or higher. Home values center near $86,000, an affordability ratio of 1.7× — accessible. On demographic stress specifically, 31544 scores 38/100. 23.8% of residents fall below the poverty threshold. 482 residents call 31544 home, typically aged 47. Around 83% of renters are cost-burdened. 81% of housing is owner-occupied. Median household income is $41,333, below the U.S. median near $78,000. The vacancy rate is 38.2% — elevated.

Taken together, 31544 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 31544 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 31544 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 31544, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 13/100 for 31544 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 31544 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.