ZIP 31539 Foreclosure, Tax-Lien & Distress Report

Jeff Davis County, Georgia's ZIP 31539 registers 22/100 composite distress, which DLRadar reads as low. Its standout signals are construction/permit lag (65/100), institutional ownership (58/100), structural risk (47/100). By contrast, mortgage stress (23/100) register low. Environmental exposure also runs high (FEMA disaster exposure (97/100)). Latent structural risk is 47/100 while live distress already moving reads 7/100.

The peak-phase market in 31539 posted values that rose 2.5% over the year, and 35% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $38,321, median income runs below typical U.S. levels. Around 29% of renters are cost-burdened. Roughly 28.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Educational attainment sits at 11% bachelor's-or-above. The ZIP holds roughly 6,127 housing units. About 14,117 people live here, median age 41. Owners hold 69% of homes, renters 31%. The typical home is worth about $119,300 (2.8× income, relatively affordable). DLRadar's demographic-stress index for the area reads 33/100. The vacancy rate is 17.0% — elevated.

Net-net, 31539 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 31539 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 31539 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 31539 stays directly comparable to neighboring ZIPs and the rest of Jeff Davis County, Georgia. The score is rebuilt from public data as it updates, so 31539 reflects the current record instead of a stale or modeled snapshot.

31539's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 31539 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.