ZIP 31812 Property Distress & Foreclosure Data

Talbot County, Georgia's ZIP 31812 registers 15/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (FEMA disaster exposure (73/100)). The latent-versus-live split is 34/100 structural and 5/100 already moving. The most distinctive pressure shows up in construction/permit lag (70/100), institutional ownership (39/100), structural risk (34/100). On the quiet end sit structural risk (34/100) and mortgage stress (17/100).

The peak-phase market in 31812 posted values that rose 3.5% over the year, 1.1% off the recent peak (phase confidence 44/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $49,750, median income runs below typical U.S. levels. The typical home is worth about $108,000 (2.2× income, relatively affordable). Around 32% of renters are cost-burdened. The vacancy rate is 20.9% — elevated. The demographic-stress sub-score lands at 28/100. 81% of housing is owner-occupied. Around 8% of adults hold a bachelor's degree or higher. Population is roughly 518 with a median age of 53. The poverty rate is 11.6%. The ZIP holds roughly 212 housing units.

On the whole, 31812 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.