ZIP 32904 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 32904 (Brevard County, Florida) at a moderate 36/100 for overall property distress. Structural risk reads 80/100 against active distress of 8/100. The most distinctive pressure shows up in structural risk (80/100), institutional ownership (74/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (27/100). Environmental exposure also runs high (climate & FEMA risk (98/100), FEMA disaster exposure (98/100), flood (NFIP) exposure (94/100)).

The market reads recovery — home values rose 1.2% year on year, and 15% higher over three years (phase confidence 13/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $366,300 (3.9× income, relatively affordable). The demographic-stress sub-score lands at 29/100. Owners hold 76% of homes, renters 24%. The poverty rate is 6.7% — low. 36,885 residents call 32904 home, typically aged 41. The vacancy rate is 8.3%. Households earn a median $86,943 — near the roughly $78,000 national figure. About 40% have a four-year degree. The ZIP holds roughly 15,572 housing units. Around 42% of renters are cost-burdened.

On balance 32904 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 32904 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 32904 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 36/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 32904, the field stays empty rather than modeled, and fills in as new documents post.

32904's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 32904 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.