ZIP 32940 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 32940 (Brevard County, Florida) at a moderate 35/100 for overall property distress. Structural exposure scores 76 and live distress 8 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (98/100), FEMA disaster exposure (98/100), flood (NFIP) exposure (72/100)). Its standout signals are structural risk (76/100), institutional ownership (70/100), construction/permit lag (47/100). On the quiet end sit mortgage stress (27/100).

The market reads recovery — home values rose 1.2% year on year, and 41% higher over three years (phase confidence 13/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $467,000 (4.2× income). Rent burden reaches 42% of tenant households. 49,288 residents call 32940 home, typically aged 48. There are about 22,608 housing units across 32940. The tenure split is 84% owner-occupied to 16% rented. DLRadar's demographic-stress index for the area reads 27/100. Vacancy runs 5.7%. About 52% have a four-year degree. 3.5% of residents fall below the poverty threshold. Median household income is $106,511, above the U.S. median near $78,000.

Overall, 32940 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 32940 read uses the identical public-record model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 32940 stays directly comparable to neighboring ZIPs and the rest of Brevard County, Florida. Nothing here is interpolated — where a source is thin for 32940, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

32940's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 32940 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.