ZIP 33870 Foreclosure, Tax-Lien & Distress Report

ZIP code 33870 in Highlands County, Florida carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (98/100), climate & FEMA risk (86/100)). On the structural side it scores 69/100, with 7/100 of stress already active. Its standout signals are construction/permit lag (76/100), structural risk (69/100), institutional ownership (58/100). By contrast, mortgage stress (24/100) register low.

The expansion-phase market in 33870 posted values that rose 5.3% over the year, 1.3% off the recent peak, and 19% higher over three years (phase confidence 69/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

70% of housing is owner-occupied. The poverty rate is 20.0% — high, a tax-stress and distress correlate. Rent burden reaches 55% of tenant households. DLRadar's demographic-stress index for the area reads 35/100. At $50,606, median income runs below typical U.S. levels. Educational attainment sits at 18% bachelor's-or-above. 25,067 residents call 33870 home, typically aged 52. The vacancy rate is 20.4% — elevated. The typical home is worth about $165,100 (3.0× income, relatively affordable). The ZIP holds roughly 13,880 housing units.

Taken together, 33870 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. DLRadar currently tracks 5 individual distressed properties in 33870, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

No ZIP is too small to score: 33870 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 33870 shows blanks, not estimates, wherever the record is sparse.

Each component behind 33870 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. Practically, 33870 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.