Highlands County, FL: Foreclosures, Tax Liens & Distressed Properties
Highlands County, FL, Florida: 9 ZIP codes scored, Highlands County, FL averaging 31/100 (moderate, Highlands, FL), from 25 to 34. Highlands County, FL is in its expansion phase (Highlands, FL confidence 69/100): Highlands, FL home prices up 5.3% (Highlands, FL) over twelve months, 1.3% under their peak. Highlands County, FL lender headwind: 0/100.
Highest-scoring Highlands County, FL ZIPs: 33825 (34/100), 33852 (32/100), 33857 (32/100), 33870 (32/100), 33872 (32/100), 33875 (32/100). Also scored in Highlands County, FL: 33876, 33960, 34974.
Across Highlands County, FL's scored ZIPs: median home value $193,122, household income $54,957, 23.8% vacancy, 16.8% poverty, 83% owner-occupied, median age 54.2.
Highlands County, FL insurance distress 66/100 (#726 in the US); FEMA hazard 98/100 for Highlands, FL; 12 federal disaster declarations in Highlands County, FL since 2023 (6 hurricane); 2 Highlands, FL NFIP flood claims; Highlands, FL construction distress 71/100.
9 banks with 18 branches lend in Highlands County, FL; Highlands, FL weighted bank stress 60/100, highest 81/100 in Highlands, FL.
Highlands County, FL unemployment 6.8%; 673 new housing units permitted in Highlands County, FL over twelve months, Highlands, FL down 22% from 864; Highlands, FL home prices +12.1% a year (Highlands, FL) over three years.
58,635 housing units in Highlands County, FL; 9,686 Highlands, FL renter households; 47% of Highlands, FL renters spend 30%+ of income on rent, 25% (Highlands, FL) half or more.
Highlands County, FL ranks #69 nationally on the opportunity index (Highlands, FL, among all ranked counties); Highlands, FL scores 38.0/100 and Highlands, FL sits #12 inside Florida. Highlands, FL is in the strong_buy opportunity phase; Highlands, FL's primary driver is vacancy, Highlands, FL second driver construction; Highlands, FL moved up 158 places. 22 short-sale listings across Highlands, FL; 97 days on market observed in Highlands, FL; 20.4% vacancy over 9 Highlands, FL ZIPs.
No CFPB county sample covers Highlands County, FL. The non-metro area reading for Highlands, FL: 1.2% ninety-plus days late; Highlands, FL's thirty-to-eighty-nine share is 3.4% (Highlands, FL, December 2025 data); Florida overall 1.2%.
Highlands County, FL has 4 watched banks; 4 Highlands, FL banks sit in an elevated band. Highlands, FL footprints: Seacoast National Bank (4 branches, stress 58) in Highlands, FL; Southstate Bank Na (3 branches, stress 48) in Highlands, FL; Crews Bank&Trust (2 branches, stress 50) in Highlands, FL.
HUD lists 2 assisted multifamily properties in Highlands County, FL with 48 units; 47 Highlands, FL units are assisted, 1 Highlands, FL properties under project-based Section 8.
11,756 of the 58,635 housing units in Highlands, FL sit vacant. Highlands County, FL permitted 0 multifamily units in twelve months; Highlands, FL's one-to-four unit structures added 673 units in Highlands County, FL.