ZIP 34996 Foreclosure, Tax-Lien & Distress Report
Martin County, Florida · High Vacancy market
In Martin County, Florida, ZIP 34996 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Property-level stress concentrates in structural risk (71/100), institutional ownership (67/100), construction/permit lag (36/100). construction/permit lag (36/100) and mortgage stress (27/100) stay muted. The split runs 71/100 structural to 8/100 active on the ground. Environmental exposure also runs high (FEMA disaster exposure (94/100), climate & FEMA risk (93/100), flood (NFIP) exposure (74/100)).
Prices here sit in a contraction phase: values fell 0.7% over the trailing year, and 16% higher over three years, at 24/100 phase confidence. Falling values surface more motivated sellers and below-market exits.
Owners hold 85% of homes, renters 15%. Vacancy runs 34.1%, above the national norm and a classic distress-and-opportunity signal. 7.7% of residents fall below the poverty threshold. Around 56% of renters are cost-burdened. The ZIP holds roughly 8,766 housing units. Educational attainment sits at 46% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 35/100. Home values center near $456,800, an affordability ratio of 4.9×. At $82,898, median income runs near typical U.S. levels. 10,875 residents call 34996 home, typically aged 65.
Net-net, 34996 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Inside the full report, DLRadar lists 5 distressed properties for 34996 — owner, address, APN, per-parcel score, bank exposure and exit read.
No ZIP is too small to score: 34996 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 34996 reflects the current record instead of a stale or modeled snapshot.
Each component behind 34996 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 33/100 roll-up. In workflow terms, 34996 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 34996’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 5 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 34996 Stress Report snapshot
The live 34996 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Martin County ZIP reports
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See every distressed parcel in 34996
See who owns each distressed property in 34996, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology