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ZIP 37305 Foreclosure, Tax-Lien & Distress Report

Grundy County, Tennessee · High Vacancy market

In Grundy County, Tennessee, ZIP 37305 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (61/100), structural risk (34/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (15/100) stay muted. Structural risk reads 34/100 against active distress of 4/100.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $47,375 — below the roughly $78,000 national figure. Vacancy runs 29.4%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 520 housing units. The demographic-stress sub-score lands at 27/100. Population is roughly 913 with a median age of 47. The tenure split is 99% owner-occupied to 2% rented. 20.8% of residents fall below the poverty threshold. Around 4% of adults hold a bachelor's degree or higher. Home values center near $69,300, an affordability ratio of 1.7× — accessible.

On the whole, 37305 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 37305 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 37305's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 37305, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

37305's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 37305 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

16/100
Composite stress
34/100
Structural risk
4/100
Distress activity

Signal-by-signal read on 37305

Foreclosure activity0
Mortgage stress15
Climate / FEMA risk27
Another 9 scored dimensions sit behind 37305

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 37305 Stress Report snapshot

37305 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Neighbouring ZIPs in Grundy County

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Every distressed parcel in 37305 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

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