ZIP 37313 Foreclosure, Tax-Lien & Distress Report

In Grundy County, Tennessee, ZIP 37313 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 34/100, with 4/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (61/100), structural risk (34/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (15/100).

The market reads peak — home values rose 2.8% year on year, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 3% of renters are cost-burdened. Roughly 21.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 750 housing units across 37313. A median home runs $161,800 here, or 3.7 times local income. At $40,919, median income runs below typical U.S. levels. 94% of housing is owner-occupied. On demographic stress specifically, 37313 scores 27/100. The vacancy rate is 11.8% — elevated. Around 10% of adults hold a bachelor's degree or higher. 1,487 residents call 37313 home, typically aged 49.

Net-net, 37313 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 37313 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 37313, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

37313's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 37313 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.