ZIP 37645 Foreclosure, Tax-Lien & Distress Report
Hawkins County, Tennessee · Affordable market
DLRadar grades ZIP 37645 (Hawkins County, Tennessee) at a low 22/100 for overall property distress. What sets it apart are the readings on construction/permit lag (51/100), institutional ownership (48/100), structural risk (47/100). By contrast, mortgage stress (18/100) register low. Latent structural risk is 47/100 while live distress already moving reads 5/100. Climate and flood risk are elevated too — FEMA disaster exposure (89/100).
Prices here sit in a peak phase: values rose 1.8% over the trailing year, and 21% higher over three years, at 19/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
DLRadar's demographic-stress index for the area reads 25/100. Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas. 89% of housing is owner-occupied. About 15% have a four-year degree. Rent burden reaches 32% of tenant households. A median home runs $179,600 here, or 2.5 times local income. Median household income is $71,336, near the U.S. median near $78,000. There are about 2,138 housing units across 37645. 5,504 residents call 37645 home, typically aged 42. Vacancy runs 4.9%.
Net-net, 37645 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 37645 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Big metro or rural, 37645 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Hawkins County, Tennessee and the nation. 37645 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 37645 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. In workflow terms, 37645 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 37645 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
37645 at a glance
Current distress, phase, housing and lender-pressure figures for 37645, drawn from the same report attached to each property.
Adjacent Hawkins County ZIP reports
Keep exploring Tennessee distress
Related ZIP, county and statewide reads linked to Hawkins County, Tennessee.
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Deterministic. Every signal traces to a public dataset · methodology