ZIP 37645 Property Distress & Foreclosure Data

Hawkins County, Tennessee's ZIP 37645 registers 22/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (53/100), structural risk (46/100), institutional ownership (44/100). mortgage stress (18/100) stay muted. The latent-versus-live split is 46/100 structural and 5/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (81/100).

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 21% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 25/100. The poverty rate is 5.9% — low. 89% of housing is owner-occupied. Around 15% of adults hold a bachelor's degree or higher. Around 32% of renters are cost-burdened. The typical home is worth about $179,600 (2.5× income, relatively affordable). At $71,336, median income runs near typical U.S. levels. The ZIP holds roughly 2,138 housing units. 5,504 residents call 37645 home, typically aged 42. The vacancy rate is 4.9%.

Overall, 37645 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.