ZIP 37731 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 37731 (Hawkins County, Tennessee) at a low 20/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (74/100). Latent structural risk is 43/100 while live distress already moving reads 0/100. Its standout signals are construction/permit lag (49/100), institutional ownership (48/100), structural risk (43/100).

The peak-phase market in 37731 posted values that rose 2.3% over the year, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 67/100. The tenure split is 88% owner-occupied to 12% rented. At $50,078, median income runs below typical U.S. levels. About 7% have a four-year degree. 33.7% of residents fall below the poverty threshold. The ZIP holds roughly 386 housing units. Population is roughly 756 with a median age of 34. The vacancy rate is 36.7% — elevated.

Net-net, 37731 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 37731 at the moment; the composite and its components are still built from verifiable records.

Whether 37731 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 37731 can be compared directly against any other ZIP in Hawkins County, Tennessee or nationwide. Nothing here is interpolated — where a source is thin for 37731, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

37731's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 37731 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.