ZIP 37765 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 37765 in Hancock County, Tennessee comes in at 13, a minimal composite-distress reading. Structural exposure scores 29 and live distress 7 on the 0–100 scale. Its heaviest discrete signals: institutional ownership (51/100), structural risk (29/100), mortgage stress (23/100). On the quiet end sit structural risk (29/100) and mortgage stress (23/100). Climate and flood risk are elevated too — FEMA disaster exposure (68/100), flood (NFIP) exposure (65/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

537 residents call 37765 home, typically aged 56. The ZIP holds roughly 299 housing units. The typical home is worth about $87,500 (3.0× income, relatively affordable). Owners hold 77% of homes, renters 23%. DLRadar's demographic-stress index for the area reads 46/100. Vacancy runs 36.7%, above the national norm and a classic distress-and-opportunity signal. About 10% have a four-year degree. Roughly 32.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Median household income is $32,000, below the U.S. median near $78,000. Rent burden reaches 100% of tenant households.

Net-net, 37765 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 37765 at the moment; the composite and its components are still built from verifiable records.

The 37765 read uses the identical scoring model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 37765 stays directly comparable to neighboring ZIPs and the rest of Hancock County, Tennessee. Nothing here is interpolated — where a source is thin for 37765, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 37765 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. Practically, 37765 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.