ZIP 47446 Foreclosure, Tax-Lien & Distress Report

ZIP code 47446 in Lawrence County, Indiana carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are construction/permit lag (53/100), structural risk (53/100), institutional ownership (45/100). By contrast, mortgage stress (20/100) register low. On the structural side it scores 53/100, with 6/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (79/100)).

The market reads peak — home values rose 4.4% year on year, and 28% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

DLRadar's demographic-stress index for the area reads 26/100. Vacancy runs 4.0%. Households earn a median $53,182 — below the roughly $78,000 national figure. Around 27% of renters are cost-burdened. About 17% have a four-year degree. Owners hold 80% of homes, renters 20%. The poverty rate is 14.7%. There are about 4,121 housing units across 47446. About 9,259 people live here, median age 42. Home values center near $146,000, an affordability ratio of 2.7× — accessible.

Overall, 47446 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 47446 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 47446 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 47446 stays directly comparable to neighboring ZIPs and the rest of Lawrence County, Indiana. The score is rebuilt from public data as it updates, so 47446 reflects the current record instead of a stale or modeled snapshot.

The 23/100 figure for 47446 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 47446 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.