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ZIP 47639 Foreclosure, Tax-Lien & Distress Report

Gibson County, Indiana · Distress market

In Gibson County, Indiana, ZIP 47639 scores 23 of 100 for composite distress, a low level on DLRadar's distress index. Property-level stress concentrates in construction/permit lag (71/100), structural risk (52/100), institutional ownership (23/100). By contrast, institutional ownership (23/100) and mortgage stress (10/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (62/100), flood (NFIP) exposure (62/100). On the structural side it scores 52/100, with 3/100 of stress already active.

The market reads peak — home values rose 4.2% year on year, and 21% higher over three years, at 31/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 1,998 housing units across 47639. 83% of housing is owner-occupied. The poverty rate is 6.5% — low. The demographic-stress sub-score lands at 23/100. Rent burden reaches 16% of tenant households. Educational attainment sits at 24% bachelor's-or-above. 4,633 residents call 47639 home, typically aged 40. Vacancy runs 6.6%. At $90,985, median income runs above typical U.S. levels. Home values center near $276,100, an affordability ratio of 2.8× — accessible.

Overall 47639 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 47639 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 47639 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Gibson County, Indiana and the nation. Nothing here is interpolated — where a source is thin for 47639, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

47639's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 47639 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

23/100
Composite stress
52/100
Structural risk
3/100
Distress activity

What is driving ZIP 47639’s distress

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk62
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 47639 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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