ZIP 47639 Property Distress & Foreclosure Data

Composite property distress in 47639 (Gibson County, Indiana) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (54/100), structural risk (48/100), institutional ownership (24/100). By contrast, institutional ownership (24/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (65/100), climate & FEMA risk (62/100). On the structural side it scores 48/100, with 3/100 of stress already active.

The market reads expansion — home values rose 5.2% year on year, and 21% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 1,998 housing units. Owners hold 83% of homes, renters 17%. 6.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 23/100. Around 16% of renters are cost-burdened. Educational attainment sits at 24% bachelor's-or-above. About 4,633 people live here, median age 40. The vacancy rate is 6.6%. Median household income is $90,985, above the U.S. median near $78,000. Home values center near $276,100, an affordability ratio of 2.8× — accessible.

Overall 47639 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.