ZIP 50149 Foreclosure, Tax-Lien & Distress Report

In Madison County, Iowa, ZIP 50149 scores 16 of 100 for composite distress, a low level on DLRadar's distress index. Structural risk reads 36/100 against active distress of 1/100. The pressure is most legible in construction/permit lag (74/100), structural risk (36/100), institutional ownership (8/100). By contrast, institutional ownership (8/100) and mortgage stress (3/100) register low.

Prices here sit in a peak phase: values rose 2.3% over the trailing year, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $68,295, median income runs below typical U.S. levels. The poverty rate is 17.1% — high, a tax-stress and distress correlate. Around 26% of renters are cost-burdened. Vacancy runs 18.6%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $136,200 (2.1× income, relatively affordable). The demographic-stress sub-score lands at 27/100. About 21% have a four-year degree. About 900 people live here, median age 35. The tenure split is 78% owner-occupied to 22% rented. The ZIP holds roughly 370 housing units.

On the whole, 50149 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 50149 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 50149 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 50149 shows blanks, not estimates, wherever the record is sparse.

The 16/100 figure for 50149 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 50149 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.