ZIP 50240 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 50240 (Madison County, Iowa) lands at 15/100 — low on DLRadar's public-record scoring. The split runs 34/100 structural to 1/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (67/100), structural risk (34/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (2/100) stay muted.

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 10% higher over three years (phase confidence 15/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $110,027, median income runs above typical U.S. levels. 3.7% of residents fall below the poverty threshold. Home values center near $305,800, an affordability ratio of 2.7× — accessible. The demographic-stress sub-score lands at 21/100. Around 14% of renters are cost-burdened. About 29% have a four-year degree. Owners hold 87% of homes, renters 13%. About 2,299 people live here, median age 46. Vacancy runs 6.9%. The ZIP holds roughly 915 housing units.

Broadly, 50240 is a steadier market — the deals are the exceptions, not the rule. While 50240 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 50240 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 50240, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 15/100 figure for 50240 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 50240 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.