ZIP 50001 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 50001 (Warren County, Iowa) at a low 18/100 for overall property distress. The pressure is most legible in construction/permit lag (61/100), structural risk (39/100), institutional ownership (27/100). By contrast, institutional ownership (27/100) and mortgage stress (2/100) register low. Structurally it carries 39/100, against 1/100 of stress already in motion.

The market reads peak — home values rose 2.1% year on year, at 15/100 phase confidence. Topping markets hide individual distress behind strong averages.

The vacancy rate is 3.2%. The ZIP holds roughly 238 housing units. Median household income is $131,350, above the U.S. median near $78,000. On demographic stress specifically, 50001 scores 25/100. 626 residents call 50001 home, typically aged 40. The poverty rate is 4.0% — low. The tenure split is 86% owner-occupied to 14% rented. Around 37% of adults hold a bachelor's degree or higher. The typical home is worth about $335,300 (2.7× income, relatively affordable). Rent burden reaches 46% of tenant households.

On balance, 50001 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 50001 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 50001 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 50001 stays directly comparable to neighboring ZIPs and the rest of Warren County, Iowa. Where the public record is thin for 50001, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 50001 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. The point of the 50001 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.