ZIP 50238 Foreclosure, Tax-Lien & Distress Report

ZIP code 50238 in Lucas County, Iowa carries a composite property-distress score of 4/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (9/100), institutional ownership (4/100), mortgage stress (3/100). institutional ownership (4/100) and mortgage stress (3/100) stay muted. On the structural side it scores 9/100, with 1/100 of stress already active.

Prices here sit in a peak phase: values rose 2.5% over the trailing year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 1,089 with a median age of 48. The typical home is worth about $83,300 (1.2× income, relatively affordable). The tenure split is 92% owner-occupied to 8% rented. At $67,708, median income runs below typical U.S. levels. 12.5% of residents fall below the poverty threshold. Vacancy runs 14.5%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 20/100. The ZIP holds roughly 600 housing units. Around 21% of renters are cost-burdened. About 16% have a four-year degree.

Net-net, 50238 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 50238 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 50238 runs through one identical public-record model, so its 4/100 sits on the same scale as every other ZIP in Lucas County, Iowa and the nation. Where the public record is thin for 50238, the field stays empty rather than modeled, and fills in as new documents post.

50238's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 50238 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.