ZIP 50238 Property Distress & Foreclosure Data

In Lucas County, Iowa, ZIP 50238 scores 4 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are structural risk (9/100), institutional ownership (4/100), mortgage stress (3/100). By contrast, institutional ownership (4/100) and mortgage stress (3/100) register low. Structural exposure scores 9 and live distress 1 on the 0–100 scale.

The market reads expansion — home values rose 5.4% year on year, at 28/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,089 people live here, median age 48. The typical home is worth about $83,300 (1.2× income, relatively affordable). 92% of housing is owner-occupied. At $67,708, median income runs below typical U.S. levels. The poverty rate is 12.5%. Vacancy runs 14.5%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 20/100. There are about 600 housing units across 50238. Rent burden reaches 21% of tenant households. Around 16% of adults hold a bachelor's degree or higher.

Net-net, 50238 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.