ZIP 52037 Property Distress & Foreclosure Data

ZIP code 52037 in Clinton County, Iowa carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (76/100), climate & FEMA risk (66/100). The latent-versus-live split is 50/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (61/100), structural risk (50/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 4.1% over the trailing year (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $87,361, above the U.S. median near $78,000. The ZIP holds roughly 479 housing units. The vacancy rate is 11.7% — elevated. Educational attainment sits at 24% bachelor's-or-above. Around 10% of renters are cost-burdened. 1,014 residents call 52037 home, typically aged 40. 3.5% of residents fall below the poverty threshold. Owners hold 89% of homes, renters 11%. DLRadar's demographic-stress index for the area reads 19/100. Home values center near $198,400, an affordability ratio of 2.1× — accessible.

On balance, 52037 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.