ZIP 53932 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 53932 (Columbia County, Wisconsin) at a low 20/100 for overall property distress. Structurally it carries 46/100, against 2/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (65/100)). The sharpest non-environmental signals are structural risk (46/100), construction/permit lag (34/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100).

Prices here sit in a neutral phase: values rose 4.7% over the trailing year, and 24% higher over three years (phase confidence 26/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 75% of homes, renters 25%. The vacancy rate is 8.1%. Around 38% of renters are cost-burdened. Educational attainment sits at 23% bachelor's-or-above. 2,470 residents call 53932 home, typically aged 38. Households earn a median $80,486 — near the roughly $78,000 national figure. The ZIP holds roughly 1,036 housing units. DLRadar's demographic-stress index for the area reads 29/100. Home values center near $309,400, an affordability ratio of 3.5× — accessible. Roughly 6.4% live below the poverty line, a low share typical of higher-equity areas.

On balance, 53932 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 53932 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 53932 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 53932 shows blanks, not estimates, wherever the record is sparse.

The 20/100 figure for 53932 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 53932 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.