ZIP 53960 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 53960 (Columbia County, Wisconsin) returns a low composite of 20/100. Its standout signals are structural risk (45/100), construction/permit lag (27/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (83/100), flood (NFIP) exposure (71/100). Latent structural risk is 45/100 while live distress already moving reads 2/100.

Prices here sit in a neutral phase: values rose 4.7% over the trailing year, and 21% higher over three years (phase confidence 26/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $82,143, median income runs near typical U.S. levels. The vacancy rate is 10.5%. Around 27% of renters are cost-burdened. Educational attainment sits at 24% bachelor's-or-above. 11.7% of residents fall below the poverty threshold. 3,235 residents call 53960 home, typically aged 44. DLRadar's demographic-stress index for the area reads 26/100. The typical home is worth about $282,100 (3.0× income, relatively affordable). The ZIP holds roughly 1,570 housing units. The tenure split is 80% owner-occupied to 20% rented.

Broadly, 53960 is a steadier market — the deals are the exceptions, not the rule. While 53960 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 53960 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 53960 stays directly comparable to neighboring ZIPs and the rest of Columbia County, Wisconsin. 53960 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

53960's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 53960 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.