ZIP 53901 Foreclosure, Tax-Lien & Distress Report

In Columbia County, Wisconsin, ZIP 53901 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 45 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (82/100), flood (NFIP) exposure (70/100). Leading the profile are structural risk (45/100), construction/permit lag (27/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted.

The market reads neutral — home values rose 4.7% year on year, and 27% higher over three years (phase confidence 26/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 68% of homes, renters 32%. Home values center near $227,700, an affordability ratio of 3.0× — accessible. DLRadar's demographic-stress index for the area reads 28/100. Vacancy runs 9.4%. 14,654 residents call 53901 home, typically aged 41. Median household income is $72,244, near the U.S. median near $78,000. There are about 6,516 housing units across 53901. Around 29% of renters are cost-burdened. Around 20% of adults hold a bachelor's degree or higher. The poverty rate is 11.8%.

Overall, 53901 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 53901 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 53901 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 53901 stays directly comparable to neighboring ZIPs and the rest of Columbia County, Wisconsin. Every figure is auditable to a public dataset and refreshed on ingest; 53901 shows blanks, not estimates, wherever the record is sparse.

Each component behind 53901 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. The point of the 53901 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.