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ZIP 54123 Foreclosure, Tax-Lien & Distress Report

Calumet County, Wisconsin · Distress market

In Calumet County, Wisconsin, ZIP 54123 scores 9 of 100 for composite distress, a minimal level on DLRadar's public-record index. Structural risk reads 19/100 against active distress of 0/100. Its standout signals are construction/permit lag (22/100), structural risk (19/100), institutional ownership (3/100). structural risk (19/100) and institutional ownership (3/100) stay muted.

The peak-phase market in 54123 posted values that rose 4.8% over the year, at 30/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1.4% of residents fall below the poverty threshold. The tenure split is 85% owner-occupied to 15% rented. DLRadar's demographic-stress index for the area reads 16/100. Around 11% of adults hold a bachelor's degree or higher. About 213 people live here, median age 46. The ZIP holds roughly 80 housing units. Median household income is $67,500, below the U.S. median near $78,000. Vacancy runs 0.0%. Rent burden reaches 0% of tenant households.

Overall, 54123 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 54123 read uses the identical public-record model applied coast to coast, which means its 9/100 score means exactly what it means anywhere else, and 54123 stays directly comparable to neighboring ZIPs and the rest of Calumet County, Wisconsin. Sparse data for 54123 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 9/100 figure for 54123 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 54123 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

9/100
Composite stress
19/100
Structural risk
0/100
Distress activity

What is driving ZIP 54123’s distress

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk44
9 further distress layers are graded for 54123

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

54123 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Deterministic scoring, sourced entirely from public data · methodology

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