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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 54130 Foreclosure, Tax-Lien & Distress Report

Outagamie County, Wisconsin · Distress market

In Outagamie County, Wisconsin, ZIP 54130 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (79/100), flood (NFIP) exposure (63/100). Structural exposure scores 46 and live distress 2 on the 0–100 scale. What sets it apart are the readings on structural risk (46/100), institutional ownership (39/100), mortgage stress (6/100). On the quiet end sit institutional ownership (39/100) and mortgage stress (6/100).

The peak-phase market in 54130 posted values that rose 4.9% over the year, and 34% higher over three years, at 31/100 phase confidence. Topping markets hide individual distress behind strong averages.

Around 25% of renters are cost-burdened. Roughly 5.7% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 11,670 housing units. DLRadar's demographic-stress index for the area reads 24/100. Around 27% of adults hold a bachelor's degree or higher. The typical home is worth about $260,600 (2.8× income, relatively affordable). Population is roughly 28,030 with a median age of 39. The tenure split is 78% owner-occupied to 22% rented. At $86,364, median income runs near typical U.S. levels. Vacancy runs 3.4%.

On balance, 54130 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 54130 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54130 can be compared directly against any other ZIP in Outagamie County, Wisconsin or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 54130 shows blanks, not estimates, wherever the record is sparse.

Each component behind 54130 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. For an operator, 54130 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

21/100
Composite stress
46/100
Structural risk
2/100
Distress activity

ZIP 54130 distress signals, scored

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk79
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

54130 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Unlock parcel-level detail for ZIP 54130

The full 54130 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic. Every signal traces to a public dataset · methodology

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