ZIP 54140 Foreclosure, Tax-Lien & Distress Report

Outagamie County, Wisconsin's ZIP 54140 registers 23/100 composite distress, which DLRadar reads as low. On the structural side it scores 51/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (83/100), flood (NFIP) exposure (76/100). Its heaviest discrete signals: structural risk (51/100), institutional ownership (45/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100).

Prices here sit in a peak phase: values rose 4.8% over the trailing year, and 27% higher over three years, at 30/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $227,000, an affordability ratio of 2.8× — accessible. The vacancy rate is 4.6%. 65% of housing is owner-occupied. On demographic stress specifically, 54140 scores 26/100. There are about 3,515 housing units across 54140. 5.6% of residents fall below the poverty threshold. Households earn a median $72,049 — near the roughly $78,000 national figure. Educational attainment sits at 20% bachelor's-or-above. About 8,276 people live here, median age 37. Around 27% of renters are cost-burdened.

Overall, 54140 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 54140 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 54140 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 54140 stays directly comparable to neighboring ZIPs and the rest of Outagamie County, Wisconsin. Where the public record is thin for 54140, the field stays empty rather than modeled, and fills in as new documents post.

The 23/100 figure for 54140 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 54140 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.