ZIP 54613 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 54613 (Adams County, Wisconsin) returns a minimal composite of 11/100. Climate and flood risk are elevated too — climate & FEMA risk (65/100). Latent structural risk is 22/100 while live distress already moving reads 3/100. The most distinctive pressure shows up in structural risk (22/100), mortgage stress (10/100), construction/permit lag (7/100). On the quiet end sit construction/permit lag (7/100) and institutional ownership (3/100).

Prices here sit in a peak phase: values rose 4.6% over the trailing year, and 61% higher over three years (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 35/100. The ZIP holds roughly 2,297 housing units. Around 45% of renters are cost-burdened. About 15% have a four-year degree. At $48,672, median income runs below typical U.S. levels. About 2,141 people live here, median age 57. The typical home is worth about $172,400 (3.3× income, relatively affordable). The vacancy rate is 57.4% — elevated. 14.7% of residents fall below the poverty threshold. Owners hold 87% of homes, renters 13%.

Taken together, 54613 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 54613 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 54613 runs hot or quiet, its 11/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54613 can be compared directly against any other ZIP in Adams County, Wisconsin or nationwide. Where the public record is thin for 54613, the field stays empty rather than modeled, and fills in as new documents post.

54613's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 54613 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.