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ZIP 56181 Foreclosure, Tax-Lien & Distress Report

Martin County, Minnesota · Affordable market

ZIP code 56181 in Martin County, Minnesota carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. The sharpest non-environmental signals are construction/permit lag (72/100), structural risk (44/100), institutional ownership (33/100). On the quiet end sit institutional ownership (33/100) and mortgage stress (14/100). It additionally carries heavy environmental risk: FEMA disaster exposure (60/100). Structural risk reads 44/100 against active distress of 4/100.

The peak-phase market in 56181 posted values that rose 2.7% over the year, and 34% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Educational attainment sits at 14% bachelor's-or-above. Roughly 11.2% live below the poverty line. On demographic stress specifically, 56181 scores 23/100. Around 23% of renters are cost-burdened. The tenure split is 84% owner-occupied to 16% rented. Home values center near $114,100, an affordability ratio of 1.7× — accessible. Median household income is $59,821, below the U.S. median near $78,000. The vacancy rate is 11.1%. 1,303 residents call 56181 home, typically aged 36. The ZIP holds roughly 544 housing units.

Overall, 56181 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 56181 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 56181's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 56181 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 56181 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. In workflow terms, 56181 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

20/100
Composite stress
44/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 56181

Foreclosure activity0
Mortgage stress14
Climate / FEMA risk46
Another 9 scored dimensions sit behind 56181

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 56181 distress snapshot

Current distress, phase, housing and lender-pressure figures for 56181, drawn from the same report attached to each property.

Loading ZIP 56181 stress data…

Adjacent Martin County ZIP reports

Nearest ZIP codes to 56181

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

More distress data near 56181

Related ZIP, county and statewide reads linked to Martin County, Minnesota.

Unlock parcel-level detail for ZIP 56181

Pull every distressed parcel in 56181 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.

Rules-based scoring — each signal ties to a public dataset · methodology

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