ZIP 57012 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 57012 (Mccook County, South Dakota) at a low 27/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (77/100), FEMA disaster exposure (71/100)). On the structural side it scores 61/100, with 7/100 of stress already active. The most distinctive pressure shows up in institutional ownership (62/100), structural risk (61/100), construction/permit lag (55/100). mortgage stress (24/100) stay muted.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 18% higher over three years, at 15/100 phase confidence. Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 19/100. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $84,196 — near the roughly $78,000 national figure. Around 14% of renters are cost-burdened. Around 31% of adults hold a bachelor's degree or higher. 1,164 residents call 57012 home, typically aged 37. There are about 499 housing units across 57012. The tenure split is 85% owner-occupied to 15% rented. Home values center near $180,200, an affordability ratio of 1.9× — accessible. The vacancy rate is 11.4% — elevated.

On balance 57012 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 57012 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 57012 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 57012 can be compared directly against any other ZIP in Mccook County, South Dakota or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 57012 shows blanks, not estimates, wherever the record is sparse.

Behind 57012's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 57012 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.