ZIP 57012 Property Distress & Foreclosure Data

Composite property distress in 57012 (Mccook County, South Dakota) lands at 29/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (77/100). The latent-versus-live split is 67/100 structural and 7/100 already moving. The sharpest non-environmental signals are construction/permit lag (82/100), structural risk (67/100), institutional ownership (64/100). By contrast, mortgage stress (24/100) register low.

The market reads neutral — home values rose 3.5% year on year, and 18% higher over three years (phase confidence 21/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

DLRadar's demographic-stress index for the area reads 19/100. 6.6% of residents fall below the poverty threshold. Median household income is $84,196, near the U.S. median near $78,000. Around 14% of renters are cost-burdened. Educational attainment sits at 31% bachelor's-or-above. About 1,164 people live here, median age 37. The ZIP holds roughly 499 housing units. Owners hold 85% of homes, renters 15%. Home values center near $180,200, an affordability ratio of 1.9× — accessible. The vacancy rate is 11.4% — elevated.

Net-net, 57012 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.