ZIP 57221 Foreclosure, Tax-Lien & Distress Report

ZIP code 57221 in Hamlin County, South Dakota carries a composite property-distress score of 8/100 — a minimal reading on DLRadar's deterministic distress index. The split runs 19/100 structural to 2/100 active on the ground. The pressure is most legible in construction/permit lag (55/100), structural risk (19/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 2.2% year on year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Educational attainment sits at 13% bachelor's-or-above. The poverty rate is 17.2% — high, a tax-stress and distress correlate. Around 4% of renters are cost-burdened. About 1,185 people live here, median age 24. Median household income is $82,500, near the U.S. median near $78,000. The vacancy rate is 8.3%. The typical home is worth about $227,100 (2.8× income, relatively affordable). The ZIP holds roughly 368 housing units. On demographic stress specifically, 57221 scores 26/100. 77% of housing is owner-occupied.

On balance, 57221 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 57221 at the moment; the composite and its components are still built from verifiable records.

The 57221 read uses the identical scoring model applied coast to coast, which means its 8/100 score means exactly what it means anywhere else, and 57221 stays directly comparable to neighboring ZIPs and the rest of Hamlin County, South Dakota. Sparse data for 57221 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 8/100 figure for 57221 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 57221 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.