ZIP 57221 Property Distress & Foreclosure Data

ZIP code 57221 in Hamlin County, South Dakota carries a composite property-distress score of 3/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 6/100 structural and 2/100 already moving. What sets it apart are the readings on structural risk (6/100), mortgage stress (5/100), construction/permit lag (4/100). construction/permit lag (4/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 4.3% over the trailing year (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 13% of adults hold a bachelor's degree or higher. The poverty rate is 17.2% — high, a tax-stress and distress correlate. Around 4% of renters are cost-burdened. 1,185 residents call 57221 home, typically aged 24. At $82,500, median income runs near typical U.S. levels. The vacancy rate is 8.3%. The typical home is worth about $227,100 (2.8× income, relatively affordable). The ZIP holds roughly 368 housing units. The demographic-stress sub-score lands at 26/100. 77% of housing is owner-occupied.

On balance, 57221 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.